Mortgage advice for…
First Home Buyers - We specialise in First Home Loans and helping First Home Buyers achieve their goals of owning their own home. We’ll help you through the whole process from start to finish to make sure you get off to the best start on the property ladder.
Next Home Purchase - Looking to take the next step? We can help with understanding what the budget for the next home looks like and provide advice around how best to navigate the market when looking to upgrade your home.
Investment Property - Purchasing property as an investment is a great way to build wealth and leverage your financial position. There are many ways to achieve the goal of getting an investment property portfolio started or adding to your existing one. Having a solid strategy in place to finance your investment property purchase is key to success.
Refix, Refinance and Restructure - Want to get a better deal on your current lending? We can help you understand what options you have to make the right decision. It may be time to move banks or it could be that your existing lending could be working better for you. Let us show you how.
Reverse Mortgage - Like many Kiwis, when you’ve worked hard to get into a good financial position, you may want to take the pressure off and improve on the work/life balance. Maybe you want to renovate or update your property or help out a family member. A reverse mortgage can be a good option to achieve this. We can help with advice around this too.
Our Services
You may be wondering “Why should I use a Mortgage Advisor (or a Mortgage Broker as we used to be known)
Well there’s a number of reasons…
You have one point of contact to work with for your mortgage and lending needs. This is something we have more and more clients telling us is important to them.
The advice we give comes from years of experience in lending and is personalised to create the best financial future for you.
We can look at all of the options when it comes to lenders. This includes the major banks, near-bank lenders and non-bank lenders.
We understand the different lending criteria and policies so we can recommend the lender and lending structure that is right for you.
We work hard to get you the best interest rates, loan structure and cash backs.
We look after your lending for the long term. By keeping in touch with our clients regularly, when it’s approaching time to refix your mortgage, we make it easy to put you in the best position to make the right decision around what to do with your lending.
Our services are generally free to our clients! For the majority of our clients our services are 100% free. We don’t like charging fees so we try not to. Simple as that. The lenders usually pay us for our work when we recommend a mortgage which allows us to work for you at no cost.
Get a mortgage approval fast from anywhere in NZ
Technology is a beautiful thing. We might be based in Morrinsville, a town located just east of Hamilton in the Waikato, but that doesn’t limit our abilities if you’re not from round here. We have clients up and down the country and everywhere in between and offer an efficient, thorough and prompt application process to meet the tightest of deadlines. With tools like our online portal, email, phone and Google Meet we can seamlessly handle all of your mortgage needs wherever you are in New Zealand with fast turnaround times.